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Latest News
What to Know Before a Remortgage
Remortgaging your home can unlock lower monthly payments, release equity for home improvements, debt consolidation, or simply switch to a better deal when your fixed rate ends. However, the process involves important legal and financial steps that are very similar to...
Transfer of Equity Explained: Adding or Removing an Owner
A transfer of equity is a common legal process that changes the ownership of a property without selling it. Whether you’re adding a partner to the deeds after getting married, removing an ex-partner after separation, gifting part of your home to family, or adjusting...
Legal Advice for Buying Commercial Property
Buying commercial property is a significant investment that can generate strong returns for your business or portfolio. However, the legal process is far more complex than residential conveyancing. Due diligence, lease reviews, planning considerations, and tax...
Toomey Legal Flow Chart
Step 1 Your offer is accepted, and you instruct a Conveyancer. We open a file and send a client care pack for you to complete and return. UK ‘national average’ for the Conveyancing process is 12-16 weeks. Step 2 We will receive the contract documents from the seller’s...
What is the problem with leaseholds?
To answer that you first need to know: What is the difference between freehold and leasehold? IF YOU OWN THE FREEHOLD, YOU OWN THE PROPERTY INDEFINITELY. IF YOU OWN THE LEASEHOLD THEN EVENTUALLY THE LANDLORD WILL GET THE PROPERTY BACK. The problems flow really...
What is Leasehold Property?
There are two ways to own property: Freehold and Leasehold. A Freehold is when you own the property indefinitely, with Leasehold property you have the right to the property for only the length of the Lease. The Lease is granted by the Freeholder so when the Lease...